Consumer Social · B2B SaaS · PropTech · ClimateTech · RegTech · KYC/AML · Complex Workflows

BARA LOUM

Product Manager / Business Analyst

AI-assisted Product Builder

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ABOUT

Product Manager with a Business Analysis background in banking, KYC/KYB, AML, financial data governance and enterprise systems. I co-found, architect and ship products to operational autonomy, then look for the next challenge. Experienced in designing and launching consumer social, B2B SaaS and marketplace platforms across Social Tech, PropTech, ClimateTech and RegTech. Strong ability to turn complex business operations into product strategy, workflows, MVP scope, dashboards, role-based access, SaaS metrics and scalable product features.
Consumer SocialSocial TechProduct DiscoveryMVP & RoadmapPRD / Functional SpecsAI-assisted BuildB2B SaaSMarketplace DesignSaaS MetricsRole-based AccessKYC/KYB & AMLPropTechClimateTechWorkflow Design

VENTURES

Folklii logo
2026

Folklii

Co-Founder & Product Manager

folklii.com

Consumer social platform connecting parents for real-life family outings across Europe

Consumer Social / Social TechCommunity-Led Growth7 EU LanguagesAI-assisted Build
  • Co-founded and led product for a consumer social platform (social tech) that helps parents connect and meet other families for real-life outings near them, launching in France then across Europe in seven languages.
  • Designed identity verification, child-safety moderation and a privacy-by-design media pipeline (7-day ephemeral photos, mandatory approval of any child photo), applying banking KYC/AML experience to a consumer trust context.
  • Architected a multi-sided platform across four surfaces (parent app, venue partner portal, municipality/institutional portal, admin back-office) with role-based access and country-scoped data.
  • Built web-only freemium monetization (Stripe, Spotify model), venue partner tiers, institutional codes and a creator affiliation program (unique codes, redemptions, fixed 8 EUR commission).
  • Owned discovery, functional architecture, compliance/trust design, monetization, growth strategy, non-dilutive financing and AI-assisted implementation across a Next.js / NestJS / Prisma / PostgreSQL stack with Stripe, Cloudflare R2, Resend, web push and CI/CD to production.
View Case Study
BM Property Management logo
2026

BM Property Management

Co-Founder & Product Manager

bm-propertymanagement.com

B2B PropTech SaaS for African real estate agencies

Live Product10 Agencies50+ Rental Units ManagedAI-assisted Build
  • Designed and launched a property management SaaS tailored to African agencies, addressing gaps in generic tools around local fiscal rules, owner payouts and operational workflows.
  • Transformed an internal agency tool into a modular SaaS platform with owner/tenant portals, leases, rent tracking, automated reminders, maintenance, disputes, HR, light accounting and dashboards.
  • Designed Senegal-specific fiscal workflows, including property taxes, owner payout logic and Contribution Globale Foncière processes.
  • Built SaaS admin capabilities for subscription management, MRR tracking, client activity monitoring, low-usage detection and churn risk signals.
  • Owned discovery, functional architecture, business rules, MVP scoping, prioritization, testing, client feedback loops and AI-assisted implementation.
View Case Study
Matizarte logo
2026

Matizarte

Product Manager / AI Product Builder

matizarte.co

D2C artisanal e-commerce platform with production capacity management

Live Product4 Categories13+ Products10+ Local Partners
  • Designed and launched a D2C e-commerce platform built around artisanal production constraints: capacity-based availability, zone-based shipping, custom order negotiation and full order lifecycle.
  • Built a complete back-office serving as the artisan's single operational cockpit: orders, clients, production planning, revenue tracking, shipping configuration, all from one interface.
  • Designed zone-based shipping with real weight/volumetric calculation across 5 Colombian zones, replacing gut-feeling estimates with margin-safe pricing.
  • Implemented a custom order negotiation workflow (request, quote, counter-offer, accept) and manual order creation to capture WhatsApp/phone/in-person sales in the same pipeline.
  • Owned product discovery, functional architecture, pricing logic, shipping model, workflow design, growth strategy and AI-assisted implementation.
View Case Study
Orgaloop logo
2026

Orgaloop

Co-Founder & Product Manager

orgaloop.app

ClimateTech marketplace & B2B organic waste management platform

Senegal LaunchImpact TrackingAI-assisted Build
  • Designed a ClimateTech platform combining a circular economy marketplace for manure/organic waste producers, buyers and delivery partners with B2B waste-treatment workflows.
  • Structured multi-sided flows: producer listings, buyer requests, delivery coordination, transaction logic, commission model and operational status tracking.
  • Defined role-specific portals for producers, buyers, delivery partners, treatment centers, investors, institutional partners and platform administrators.
  • Designed impact tracking to estimate avoided CO2 emissions and potential carbon credit generation, pending future certification and commercialization workflows.
  • Owned MVP scoping, product architecture, functional specifications, marketplace logic, roadmap prioritization and AI-assisted product implementation.
View Case Study

CORPORATE

Jun 2024 — Jan 2026

Amundi Asset Management

Business Analyst IT / Project Manager

KYC/KYB Third Parties & Securities Data Governance

  • Worked on the KYC/KYB module of a group MDM application covering onboarding and regulatory monitoring for institutional clients, distribution clients, banks, counterparties and related legal/physical entities.
  • Analyzed KYC data workflows covering regulatory data, countries of activity, risk levels, CDD, financial data, UBO management, PEP / sanctions statuses and completeness controls.
  • Contributed as BA/PM to a strategic group KYC mutualization initiative: project framing, multi-entity workshops, workflow redesign, access segregation and activity monitoring dashboards.
  • IT MDM contact for securities data governance, coordinating new data requirements with internal clients (Asset Managers, Portfolio Managers) and external entities purchasing Amundi solutions.
Neoxam DataHubSquirrel SQLJiraConfluenceTestrailDraw.ioWhimsicalAgile/ScrumWaterfall
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May 2022 — Apr 2024

BNP Paribas ITG

Business Analyst - Compliance

List Management - Sanctions & Watchlists

  • Worked within ITG Compliance on an application managing and transferring sanctions and watchlist data in an international compliance context.
  • Translated business/internal needs into detailed product requirement documents, functional specifications and business rules.
  • Managed end-to-end sanctions list flow implementation and testing, including CFT flows, Linux server controls and SQL extractions.
  • Formalized a rotating release assistant role to improve traceability, quality and fluidity of functional release testing.
JiraJira ITSMServiceNowDynatraceSQL DeveloperLinuxCFTSQLAgile/Scrum
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Oct 2017 — Feb 2022

VINCI Energies Systèmes d’Information

Functional Analyst

SAP HANA, Enterprise Systems & Process Automation (40,000 users)

  • Worked on CODEX, an enterprise information system combining SAP HANA and an internal Java web application used by approximately 40,000 users.
  • Designed functional solutions to automate deployment, audit and support processes, and contributed to reporting/audit tools for finance and business experts.
  • Gathered requirements, wrote detailed specifications, collaborated on data model design, modeled processes with UML/BPMN and supervised UAT and production deployments.
  • Managed N2 support, coordinated weekly incident resolution meetings and supported large-scale reorganization/deployment activities.
SAPSAP FioriJavaJavaScriptABAPBI-JavaWrikeDraw.ioAgile/ScrumWaterfallUML
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CREDENTIALS

Education

Master 2 MIAGE

Software Engineering for the Web

Université Paris-Saclay · 2019

Certifications

  • PSPO
  • ISTQB Foundation
  • Google Project Manager
  • OCEB2 (OMG)
  • AML & KYC Compliance Masterclass
  • Airbus Supply Chain Specialist

Languages

  • FrenchNative
  • WolofNative
  • EnglishProfessional
  • SpanishDELE C1
  • PortugueseB2

baraloum.com

bloum.frl@gmail.com+33 7 54 57 89 95France-based · Remote Contractor · Europe / Global

Product portfolio & case studies available at baraloum.com